Bott & Associates, Ltd.

It’s not always the easiest of conversations, but long-term care can be an expensive necessity that comes toward the end of life. If you or a loved one is struggling to pay for assisted living, there are options that can…

Thinking about passing assets on to your next generation? Your parents are aging and passing away; your own children are reaching adulthood. You realize that you need to focus on wealth- transfer plans. This may appear to be a complex…

In theory, parents can get as specific as they want, deciding which children and grandchildren should get the fancy lamp from the living room or the painting of the ship in the dining room. But unless they’re items of great…

History and anthropology tell us that cultures past and present deal with their departed in interesting ways, such as the Vikings being launched out on ships-turned-crematoriums. Today, environmental concerns are pushing us to explore new options: Your body in soil…

A will outlines the distribution of your assets following your death, similarly to a trust. If you have a trust, a will is only necessary in the case of any children who are still underage. Guardianship of these minor children…

With age, the focus often turns from planning for the purchase of a bigger home to planning to have enough income to live well after retirement. Many factors contribute to this calculation, but following are four common considerations: Do I…